$10.4B
paid annually in non-compliance fines — with legacy systems directly contributing
Banks running outdated infrastructure face regulatory exposure that modern systems eliminate entirely.
Source: Fenergo, 2021
All IndustriesFinance & Fintech
Compliance infrastructure more expensive than the fines it was built to prevent.
Compliance infrastructure more expensive than the fines it was built to prevent.
300%
more cyberattacks on financial institutions using legacy technology
Outdated encryption and siloed data architectures account for 63% of financial sector vulnerabilities.
Source: IBM X-Force, 2023
55%
of institutions cannot support real-time payments due to legacy limitations
Directly forfeiting trillions in projected instant payment volume as customer expectations accelerate past infrastructure.
Source: 10x Banking, 2024
THE PROBLEM
What is actually wrong in Finance & Fintech.
The compliance team is using spreadsheets to track regulatory requirements. The trading platform runs on infrastructure three vendors have already stopped supporting. The customer app crashes when more than 500 users log in simultaneously — and peak traffic is 12,000. Everyone in the building knows it is broken. The last rebuild estimate came back at four million dollars and eighteen months. So nothing happened. And every quarter the technical debt compounds, the compliance risk grows, and the gap between what customers expect and what the system can deliver gets wider.
Legacy core banking systems with no real-time payment capability — losing customers to neobanks daily
Compliance infrastructure built on manual processes and spreadsheets — creating regulatory exposure
Security architecture from a pre-cloud era — making financial institutions 300% more vulnerable to attack
Customer-facing applications that cannot handle peak load — failing exactly when trust matters most
System Diagnostic
Legacy core banking systems with no real-time payment capability
CRITICALCompliance infrastructure built on manual processes and spreadsheets
CRITICALSecurity architecture from a pre-cloud era
WARNINGCustomer-facing applications that cannot handle peak load
LEGACY// Every day without action compounds the cost.
BY THE NUMBERS
The cost of the status quo in Finance & Fintech.
$10.4B
paid annually in non-compliance fines — with legacy systems directly contributing
Banks running outdated infrastructure face regulatory exposure that modern systems eliminate entirely.
300%
more cyberattacks on financial institutions using legacy technology
Outdated encryption and siloed data architectures account for 63% of financial sector vulnerabilities.
55%
of institutions cannot support real-time payments due to legacy limitations
Directly forfeiting trillions in projected instant payment volume as customer expectations accelerate past infrastructure.
64%
of bank IT budgets spent maintaining legacy systems instead of building new ones
HOW WE REDEFINE IT
What changes when Devpth engineers it.
We do not rebuild everything at once and ask you to hold your breath for 18 months. We assess, prioritize, and modernize in phases — starting with the highest-risk, highest-cost problems first. Cloud migration, modern API layers, real-time payment infrastructure — built alongside what exists, switched over when ready. Your team keeps working. Your customers keep banking. The risk goes down while the capability goes up.
Without Devpth
Core system unavailable for real-time payments — losing customers to faster competitors
$10.4B industry-wide compliance fines driven by manual tracking and legacy reporting
Security vulnerabilities from outdated encryption exposing customer data and regulatory standing
IT team spending 64% of budget on maintenance — leaving 36% for everything else combined
With Devpth
Modern payment infrastructure supporting instant transactions across all channels
Automated compliance monitoring with real-time regulatory reporting and audit trails
Cloud-native security architecture with modern encryption and continuous threat monitoring
IT budget reallocated from maintenance to innovation, AI integration, and customer experience
WHAT WE BRING TO FINANCE & FINTECH
ModernizationCloudSecurityAI IntegrationInfrastructure
DEVPTH ENGINEERING FOR FINANCE & FINTECH
An engineering answer we are ready to build.
This is a pattern we are built to solve — not a case history. Tell us where finance & fintech breaks for you, and we will map what better looks like.
Industry-specific engineering, ready when you are.
We do not have a packaged product for Finance & Fintech yet — we engineer this as a services engagement, built around your systems.
REDEFINE ENGINEERING
Your Financial Infrastructure Is Ready for a Rethink.
Tell us what is costing you most — in maintenance, compliance, or lost opportunity. We will tell you honestly what modern engineering can do about it.